Experts agree health insurance is one of the major ways to address the challenges faced by the health sector in Nigeria.

Unfortunately, healthcare situations in the country show that many may still die due to lack of funds to access basic medical care.

Scarier is the prediction that there may be many health challenges in future due to increase in population, pollution, lack of improved sanitation, and unexpected natural occurrences.

One Dr Femi Babasola is also worried that many Nigerians now use religion as their health insurance, describing it as `ignorance’.

Some are even resorting to alternative medicine and some lives have been lost through this process.

The summary is that well-meaning Nigerians need to invest in health insurance for the sake of the poor in the society.

Mr Gilead Okolonkwo, President, Beep Healthcare, could not agree less.

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These were his words on Sunday: “If anybody access the health insurance policy, you may not fall sick to use it, but someone else can benefit from it at any hospitals connected to our scheme.

“Sometimes, when you or a family member is sick, you may not have cash to go to the hospital, but your health insurance policy will take care of everything.

“Unfortunately, many Nigerians are ignorant of health insurance policies. Only few, about five to six per cent enjoy such policies. There is the need for more awareness. More Nigerians should invest in the scheme.”